Who We Protect
Built for People With More to Lose
Ironvale works with individuals and families who have elevated liability risk, meaningful assets, or both.
Physicians, Surgeons & Dentists
The exposure
A single adverse outcome can produce a verdict well above your malpractice limits, and some claims fall outside coverage entirely. High-risk specialties such as surgery, OB/GYN, anesthesiology, and emergency medicine face the greatest exposure.
How we typically help
- A foreign trust for savings and investment accounts beyond what retirement plans already protect
- Separation of practice real estate and equipment from the practice entity
- Coordination with your malpractice coverage, so insurance and the trust work together
- Review of partnership and practice buy-sell exposure
Business Owners
The exposure
Personal guarantees on loans and leases, employee claims, product liability, and partner disputes can all reach past the company to your personal balance sheet, especially after you've taken significant value out of the business.
How we typically help
- Holding-company structures that keep business value out of your personal name
- Planning around personal guarantees before they're called
- Protection for proceeds when you sell the company
- Integration with succession and estate planning
Real Estate Investors & Landlords
The exposure
Tenant injuries, environmental issues, and contractor disputes are a normal part of owning property. Without proper structure, a problem at one property can put your entire portfolio, and your personal wealth, at risk.
How we typically help
- Separate LLCs for properties or groups of properties
- A holding-company layer to contain each property's liability
- A foreign trust for equity-stripped proceeds and liquid reserves
- Entity design that keeps your tax reporting manageable
Executives, Directors & Professionals
The exposure
Board service, fiduciary roles, partnership interests, and professional practice all carry personal exposure, sometimes beyond what D&O or professional liability coverage will pay.
How we typically help
- A foreign trust for liquid wealth and deferred compensation that has paid out
- Review of indemnification and insurance coverage
- Planning for concentrated stock positions
- Coordination with your financial advisor and CPA
Retirees & Families Preserving Wealth
The exposure
After a business sale, an inheritance, or decades of saving, the goal shifts from building wealth to keeping it, protected from future lawsuits, a family member's creditors, and life's surprises.
How we typically help
- A foreign trust for a meaningful portion of liquid savings
- Use of the state-law exemptions you already have
- Coordination with your estate plan and beneficiaries' needs
- A long-term structure your family can maintain
The Best Time to Protect Your Wealth Is Before Anyone Comes After It
Request a confidential consultation. We'll review your exposure and tell you plainly whether a foreign asset protection trust makes sense for you.